Water Damage: Causes and Types
Causes of Water Damage
Water damage can arise from various sources, including:
- Burst pipes or leaking fixtures
- Natural disasters, such as hurricanes or floods
- Condensation or humidity
- Water seepage from roofs or foundations
- Damaged or clogged appliances, such as washing machines or dishwashers
Types of Water Damage
Water damage is categorized into three categories based on the source of water:
Category 1: Clean Water
Category 1 water originates from clean sources, such as burst pipes or faucets. It poses minimal risk to health and can be cleaned with standard household cleaners.
Category 2: Gray Water
Gray water originates from sources that contain contaminants, such as toilets or washing machines. It poses a moderate risk to health and requires disinfection during cleanup.
Category 3: Black Water
Black water originates from severely contaminated sources, such as sewers or floodwaters. It poses a significant health risk and requires professional cleanup and disinfection.
Is Water Damage the Same as Flood Damage?
While water damage can be caused by floods, not all water damage is considered flood damage. Flood damage refers specifically to water damage caused by the overflow of bodies of water, such as rivers or oceans. Insurance policies often differentiate between water damage and flood damage due to their varying coverage levels.